AML/CTF Tranche 2 · Effective 1 July 2026

If you touch a property
transaction after July 1,
you're now a reporting entity.

No exceptions. Conveyancers, buyers agents, and property solicitors are now regulated like banks — enrol with AUSTRAC, KYC every client, hold 7-year records, and be audit-ready. Identity Vault by Veruslink is the one place your clients verify once — and every professional in every deal relies on it legally, forever.

⏱ Deadline in 82 days · Are you covered?
Conveyancers ↑ Hot Real Estate Agents ↑ Hot Buyers Agents ↑ Hot Property Solicitors ↑ Hot Accountants
AUSTRAC-compliant KYC records
7-year retention — managed for you
Free for your clients
Full audit trail on every access
PEP & sanctions screening included

From July 1, AUSTRAC
treats you like a bank.

Enrol. KYC every client. Keep 7-year records. Be audit-ready. Face multi-million dollar penalties and potential jail time if you're not. Tranche 2 brings real estate agents, conveyancers, buyers agents, and property solicitors into the AML/CTF regime for the first time. The law gives no credit for being unprepared.

⚠️
Penalties: up to $2.22 million per breach for businesses · 10 years imprisonment for individuals. Non-compliance is not a fine. It's an AUSTRAC investigation, potential suspension of your practising certificate, and reputational damage that follows you permanently.
Your exposure
01

You need a written AML/CTF program — now

Every conveyancer and buyers agent must have a documented, risk-based AML/CTF compliance program in place by July 1. Not started. Not templated. Done, tested, and audit-ready. Most haven't begun.

Your clients' exposure
02

You're collecting and storing sensitive ID — dangerously

Passports emailed. Licences in WhatsApp threads. Medicare cards in shared drives. Every one of those documents is your liability. A single data breach under the new regime is a notifiable incident with teeth.

Your deadline
03

AUSTRAC enrolment opened March 31 — are you enrolled?

Enrolment opened 31 March 2026. You have 28 days from when you start providing a designated service to enrol. If you're already practising, that window may already be running. The clock doesn't pause.


Built for the professions
who didn't see this coming

Banks have had AML compliance since 2006. You haven't. Identity Vault was designed for the professionals entering the regime for the first time — with 82 days to get it right.

Conveyancers
Every property transfer · Highest volume

Every file you touch after July 1 must have bank-grade KYC behind it. Identity Vault gives your clients one secure ID wallet and gives you seven years of AUSTRAC-ready evidence — without turning your practice into a compliance department.

↑ Highest urgency
Real Estate Agents
Largest cohort · Most stressed · Most vocal

With tens of thousands of REAs in Australia suddenly captured by the regime, this is the profession feeling the most pressure. Every buyer and seller you work with from July 1 requires compliant KYC. Identity Vault means one link, one upload, done — for every client, every deal.

↑ Largest volume
Buyers Agents
Named explicitly in AUSTRAC guidance

You've just been dragged into the AML regime with the same penalties as the big end of town. Identity Vault plugs you into an AUSTRAC-aligned KYC wallet so every client you sign is verified once — and safely relied on for every deal.

↑ Explicitly captured
Property Solicitors
Two starter kits required · Mixed practices

The Law Society is warning you about Tranche 2. Identity Vault gives you the missing piece — a single KYC source of truth your whole matter team can rely on, mapped straight to AUSTRAC's CDD and record-keeping rules.

↑ Complex obligations

One wallet.
Every professional in the deal.

01

You send your client a secure link

One tap from your dashboard or CRM. Your client receives a branded Identity Vault invitation — no app to download, no account to create. Works on any phone.

02

They upload their 100 points — guided, in under 3 minutes

A simple mobile flow captures their documents with real-time quality checks. Licence, passport, Medicare — whatever combination reaches 100 points. One time. Done.

03

We generate their AUSTRAC-compliant CDD record

Identity verified. PEP and sanctions screened. CDD record created with risk rating, verification method, and full timestamp. The record is retained for 7 years — held by us, not your office.

04

Every professional in the deal pulls from the same wallet

Their solicitor, buyers agent, lender, or real estate agent sends an access request. The client approves with one tap. A compliant audit pack is delivered. The client never uploads again — for this deal or any future one.

Identity Vault ✓ Verified
SC

Sarah Chen

Identity Vault · Created today
Active
🪪
Driver's Licence
70 pts
📄
Medicare Card
30 pts
100 points — AUSTRAC Compliant ✓
Active access requests
Coastal Conveyancing
Conveyancer
Approved
Tim Mitchell Buyers Agency
Buyers Agent
Pending
Harris & Partners Legal
Property Solicitor
Approved

You stay the reporting entity.
We give you the evidence.

You keep the client relationship and the professional standing. We give you bank-grade KYC records, a 7-year audit trail, and the comfort of not being the test case AUSTRAC makes an example of in 2027.

⏱️

Stop chasing ID documents

No more email threads requesting passport photos. No more following up clients who forgot to send their Medicare card. One link. They do it themselves. You get a notification when it's done.

🛡️

Stop storing what you shouldn't

Your Dropbox folders, email archives, and shared drives full of sensitive documents are a liability you're carrying for seven years. Identity Vault holds the records, making your 7-year obligation straightforward to discharge. Your office stops being a target.

Become the professional clients recommend

When your clients tell their buyers agent "my conveyancer set up Identity Vault — you can just request access," you become the most organised professional in every deal. That's a referral, not a review.


Every Tranche 2 obligation.
Handled.

Customer Due Diligence (CDD)

Every client verification generates a complete CDD record aligned with AUSTRAC requirements — name, DOB, address, document type, verification method, risk rating, and timestamp. Ready for any audit.

7-Year Record Retention

We hold the records, making your obligation straightforward to discharge. No Dropbox folders. No email archives. No manual filing systems. You remain the reporting entity — we give you everything you need to prove compliance the moment AUSTRAC asks.

PEP & Sanctions Screening

Every verification runs automated politically exposed person and sanctions checks. Risk ratings are calculated and stored with the record. Enhanced due diligence flags are raised automatically.

AML/CTF Program Documentation

Every founding partner receives a templated AML/CTF program document, CDD procedures, and a record-keeping map — drafted to AUSTRAC's requirements, ready to drop into your practice from day one.

Full Audit Trail on Every Access

Every professional who requests and receives access to a client's record is logged — who, when, and on what legal basis. Your trail is clean. Always.

Suspicious Matter Reporting Support

When a client or transaction flags a risk, Identity Vault surfaces the flag clearly in your dashboard. You make the report to AUSTRAC — that statutory obligation always stays with you as the reporting entity. We make sure you see it, understand it, and have the evidence ready to act.

Days until your deadline
82
days remaining — 1 July 2026

AUSTRAC has been explicit: this is an implementation window, not a grace period. Firms that wait until the deadline will be under significant pressure. Programs need to be built, tested, staff-trained, and audit-ready — not completed on June 30. The entities AUSTRAC makes examples of in 2027 will be the ones who treated compliance as optional until it was too late.

Non-compliance: Up to $2.22M per breach for businesses. Up to 10 years imprisonment for individuals. Practising certificate suspension. Permanent reputational damage.

Get compliant — claim your spot

What we're hearing from the field

Conveyancer · Central Coast NSW

"I was genuinely overwhelmed by the compliance requirements. What I need is the program documentation, the client process, and the record keeping in one place — not three different systems stitched together with hope."

KR
Karen R.
Principal Conveyancer · beta conversation
Buyers Agent · Central Coast NSW

"My clients are already verified by their conveyancer by the time they come to me. What I want is to just request access — no chasing, no re-uploading, no awkward emails. That's the product that needs to exist."

TM
Tim M.
Principal Buyers Agent · beta conversation
Property Solicitor · Melbourne

"Our firm does both legal work and conveyancing — AUSTRAC requires two separate risk assessments. What I need is one client record that satisfies both. That's hours of compliance work I'm not doing twice."

DL
David L.
Partner, Property Law · beta conversation

20 spots.
We're not taking more.

The first 20 conveyancers, buyers agents, and property solicitors who join get founding partner pricing locked for life, direct input into the product, and a compliance setup we build with them personally.

5 spots taken. 15 remaining.

Founding pricing — locked for lifeNever pay a price increase. What you join at, you stay at. Forever.
Full AML/CTF program documentationProgram document, CDD procedures, record-keeping map — done for you.
Your practice management system integrated firstTell us what you use. We build your integration before general release.
Direct access to the foundersOur numbers. Not a support ticket. Questions answered the same day.
Register as a founding partner

No commitment. No credit card. We'll reach out personally within one business day to walk you through everything.

No obligation. We'll call you personally — not send you a sequence.